The Palm Finance Group

CEO Palm Finance Group

Dr. Maj General Lord Buck Rogers 

Dr  Rogers has over thirty years experience in Financial services.

A chartered accountant and economist, he is also qualified in financial services.

He is also an officer  (Maj General) and commander in Chief of the UN European HQ of IPC Command, the International Police Commission which is a member of the United Nations (Economic and Social Council-UN- ECOSOC ).Their mandate is ensuring peace and order worldwide and to assist all law enforcement agencies and governments against criminal syndicates and terrorist organizations, shares intelligence, and effect arrest and resolving crimes against worldwide humanity as well as taking part in UN humanitarian projects having over 75000 personnel in UN countries worldwide.

Academically educated to PhD degree level in Accounting, Law, Finance, Economics and a doctorate in Criminology.

Honorary Doctorate of Law awarded by Logos University International Florida USA for his work leading the rights for Humanity, Equality, Justice and Freedom, in accordance with the guiding principles of the international Laws and freedom charter of the United Nations. 

A Member of Her Majesty’s UK Government UK Trade and Investment (UKTI) group. Bringing together trade and investment experts and businesses to offer knowledge, insight and support, facilitating connections to help British businesses achieve international success overseas.

Skills experience include responsibility for all facets of business operations including  Managing Director of an international global bank and also working as a chartered accountant for one of the big top four accountancy organisations in the world 

Possess deep operational knowledge with broad strategic insight. Able to adapt constantly to a fast-changing corporate and external environment. Possess a mastery of change, an ability to help translate strategic vision into action; and ultimately be able to help the business to innovate and to grow.

A business driver who takes ownership and drive the organisation to meet its goals.

Established service means ensuring our clients and customers are always uppermost in our minds. We must strive to exceed their expectations so we automatically become their "go to company"

Chairman

Malcolm Roach M.I.C.M

Malcolm is the Chairman of Wincham Investments Limited, a UK registered company set up in 1994 to advise people buying property in foreign markets. I am a Member of the Institute of Credit Management (M.I.C.M) and have had over 30 years experience in establishing, developing and running many successful businesses. My companies have been listed many times in the Fast Track 100 and INDI 100 Top 100 Private Companies in the UK.

Director

Mark Roach 

Our Consultants work with IFA's, Accountants, Lawyers, Agents and other Professionals to help promote our Spanish Inheritance Tax Planning services to their Clients. Anybody who owns a property in Spain or may inherit one in the future can apply for a FREE of charge illustration that demonstrates the Inheritance Tax liability that may have to be paid in future. Our IHT proposal explains how we can prevent Spanish Inheritance Tax having to be paid. Unfortunately most Buyers, Owners and Beneficiaries are advised by Spanish Lawyers and Accountants that having a Spanish Will in place will deal with the problem in Spain, this is unfortunately incorrect as a Will in Spain only helps to deal with the probate in Spain when there is a death of an owner and does not remove the Taxes to be paid.  Once you have applied for our free illustration you will be given what we believe is the only true and legal way to combat and safeguard against IHT and Taxes in Spain.
We can process on line annual Tax Returns in Spain but should the property be owned by a UK Limited Company then any personal Tax returns may not be required in Spain.
In Spain all property purchasers have to pay 7% Transfer Tax on a resale purchase and we can supply a completely legal, tried and tested service that removes this and also makes the purchase a lot more cost effective to the seller by saving them the 3% Withholding Tax and reducing their Capital Gains Tax as well.

Finance Director

Paul Austen BA ACA

I am a fully licensed practicing member of the Institute of Chartered Accountants in England and Wales. Since obtaining my honours degree in Accounting and Finance at Manchester Business School I had several years experience with one of the largest firms of Chartered Accountants in the World. More recently I run my own practice of Chartered Accountants and Business Advisers and spend much of my time working and advising on tax planning solutions .

We have had many clients who have benefited from the unique tax planning solutions offered by us most of them saving tens of thousands of pounds. Together with the other specialists at here we can ensure we meet all of your requirements to mitigate inheritance and other onerous tax liabilities in the UK and Spain.

Chartered Accountant - Head of UK Accounts Production

Steve Smith FCA

I am a chartered accountant with a background in accountancy practice ranging from small to top ten accountancy firms.

My experience is mainly in dealing with companies on compliance matters ranging SMEs, from accountancy, company secretarial and general taxation.

We have over 500 UK statutory companies and I am heading the accounts team to ensure all compliance matters are dealt with promptly and efficiently. Our team also undertakes accountancy services on other areas including Payroll, Management Accounts and VAT Returns.

UK Solicitor

Debbie Leadbeater

Graduated from Birmingham University and had experience in private practice and local government before starting her own firm.
Started in general practice dealing with clients in the police station, the Courts and with their property matters. Now specializing in conveyancing, property and probate but also doing some advocacy and managing the practice.

UK Solicitor

Paul Kay

Graduated from Reading University and trained in private practice.

With experience in Family Proceedings since 1983, a member of Resolution and the Law Society's Family Law Panel he deals with divorce and all family matters.

Mr Kay is a Higher Court Advocate in both civil and criminal proceedings and currently acts on behalf of Individuals, Businesses and Government Departments. With many years experience in general practice he is able to advise on a wide range of matters.

UK Solicitor

Glynn Buckley

Glynn was admitted as a solicitor in 1983 and has extensive practical experience in advising SME businesses on a wide range of business legal related issues. The main focus is on providing a no nonsense cost effective client focused service delivering legal advice and solutions. Glynn is particularly keen to promote alternative dispute resolution and general business risk management and improvement.

Abogardo (Spanish Lawyer)

Encarna Vives Ivars

I am a qualified lawyer and obtained my law degree from the University of Valencia, Spain in 1996 and my licence number from Alicante Provincial Law School is 4652. I have 15 years experience in the field and my speciality is Civil Law. I have attended various seminars on the changes in Spanish Civil Law, Family Rights and Urban law as keeping up to date in the changes to the laws is vital. I have drawn up all kinds of contracts in my time but mainly rental and property purchase contract and have solved many disputes in this field.

Notary Public

Gareth Pobjoy

Gareth Pobjoy is a Notary Public of many years standing. He is able to meet all your notarial requirements including legalisation of documents (within 24 hours) with an apostille at the Foreign & Commonwealth Office, which is next door to his own offices. He has many years experience dealing with documents to be used in Spain for private individuals and companies. He will explain the procedures in simple terms and guide you through the process providing a first class, quick and reliable service. He will do all that is necessary to save you time, trouble and worry.

Finance and Tax Consultant

Philip Ogden

I have worked in the Financial Services sector for over 30 years, having been involved in Life Assurance, Pensions, Commercial & Personal Lines Insurance for 20 years plus. Laterly I have been a Mortgage Adviser and am fully CeMAP qualified in this discipline, also I have worked abroad advising Ex-Pat clients on Off-shore Investments.

ECONOMIST

Jorge Latorre 

My main role in joining  is as Economist and Spanish Tax adviser. I have a diploma in economics earned in 2008, and a Masters degree in Tax from University of Valencia from 2012. I am affiliated at the Valencia Economist College with the number 9.403.

My work experience has been within a Tax Department of Lawyers as well.

Spanish Tax Consultant

Mark Bailey 

For the last 25 years I have worked in Financial Services, primarily advising high net worth clients on their Tax planning and wealth management requirements.

Since 2003 I have been located on the Costa del Sol where my family and I enjoy the many attractions of Spain including the weather, the golf courses and wonderful restaurants.

My focus is now to develop the Marbella office where we will endeavor to offer our clients who have homes and investment properties in the area a first class service, with a commitment to delivering clear and accurate guidance and Tax advice moving forward.

Finance and Tax Consultant

Ben Maddocks Bsc FCMA

I have been married since 1973 to Sharon who teaches at a school in Lliber. Alicante, and we have one daughter, Olivia, who resides in London. We have lived on the Costa Blanca since 2003 and are both fiscal residents of Valencia region.

I have held numerous executive positions with blue-chip companies and multi-nationals around the world. These include, Partner at Wealth Management Firm, Global Relationship Director for top-tier clients at Price Waterhouse Coopers, Managing Director at European Bank and as a Management Consultant to major institutions covering strategy development and implementation across financial and technology industry sectors.

Finance and Investments Tax Consultant

Walter Matthijssen 

I am a Belgian professional, speaking native Dutch, English Spanish and French. I moved to Spain in 1997 and have built a reputation for my experience in Finance and investments. I write a weekly financial editorial in a Dutch magazine where I comment and explain the financial actuality. In addition I have also been an FCA regulated appointed representative for Spain with a large asset manager. My experience covers investment mortgages, Real estate transactions, Offshore and Onshore company constructions and Spanish Inheritance taxation.

Tax Consultant

David Rogers 

I have over 20 years' experience in a number of senior management and directorial positions in London and the South East of England and have achieved the "Award in Financial Planning" (AWF) from the Chartered Insurance Institute.

I relocated to Spain in 2004 and have since established an extensive network and belong to numerous professional network organisations such as the British Chamber of Commerce.

Spanish Tax Consultant

Leslie Ellis 

I am a Teacher by profession but have lived and worked in Spain for the last 14 years where I have been Managing Director of my own Real Estate, Exhibitions and Events and Tax Consultancy Businesses.

My goal has always been to help the expatriate community understand and manage the complex process of living in Spain and keep them informed of the differences between the rules here and in the UK so they can better protect their finances, their property and their families.

Chartered Accountant

Fred Namutulo MBA ACCA

I am a fully qualified chartered certified accountant with ACCA full membership, I also hold an MBA in Business Management. I worked in public practice for more than 7 years prior to joining the accounts team.  In those seven years I have worked with a clientele that transcends many industries and sizes from small sole traders to complex companies some of which required annual statutory audits.

The accounts department provides the vital support role necessary for our clients to mitigate tax using legitimate tax planning and complying with the relevant regulatory framework through the filing of the required various tax returns and the accounts production.

Administration

Sarah Pass 

I have worked in the Financial Services industry for 14 years, mainly in the Insurance & Mortgage sector within the administration and Finance/ Accounts departments. My role is to assist clients with their investment process and overall case administration.

Accountant and Team Leader

Lauren Cope 

I am a qualified AAT accountant with over 5 year's experience of working within accountancy practices. I have gained knowledge of a wide variety of clients and also gained expertise in accounting systems and financial reporting.

My main responsibilities here include Accounts Production for all client companies including meeting Corporation Tax requirements. Assisting clients to maintain and understand their online cashbooks and bookkeeping services.

Administration

Joanna Graham 

I have lived and worked in Spain for the past 25 years. When I first moved out here I started working as a teacher and found myself combining teaching work with working for different lawyers´ offices.

Over the years I kept my teaching job whilst working at the various lawyer's offices dealing in all kinds of legal matters but spent the 10 years prior to working  with one particular lawyer dealing with sales and purchases in Spain, mostly on the Costa Blanca.

I have seen and dealt with many of the different kinds of problems foreigners face when purchasing property in Spain and have also assisted and resolved problems which existing owners of Spanish property have come across.

Administration

Jackie Rooney 

I moved to Spain 12 years ago and have worked in various estate agencies in the Calpe / Moraira area before coming to work in 2009. As a Spanish property owner I know the problems foreigners can come across when purchasing a property abroad.